Help Your Clients Age in Place, At Home!
As a healthcare professional, we realize that you are dedicated to finding the best reverse mortgage solutions for your senior clients' financial needs. The challenge before them is how to pay for the increasing needed services as they live out their desire to stay in the home they have grown to love and cherish.
Reverse mortgages are a proven, safe product that keep senior homeowners 62 years and older in their home while capitalizing on its equity to help with their financial well-being. There are:
- No credit or income qualifications;
- No health qualifications;
- No monthly mortgage payments.
Are you in the business of providing the services listed below to seniors? Your client can choose the kind of health or personal care they desire and remain in their home setting. Many seniors have utilized their loan proceeds for:
- Home modifications
- Long-term Care Insurance
- Physical therapy
- Medical Supplies
- Mobility and Medical Equipment
- Supplemental medical insurance
- In-home Care
- Any other type of healthcare related services
A reverse mortgage can provide the much-needed financial support to enable your clients to purchase your services. If affordability is the problem, the reverse mortgage can be the solution! Our clients were so relieved that they had funding for these services before their need became critical. How many seniors clients are not calling you because they don't think they can afford your services?
When you work with Generation's Reverse Mortgage Professionals, you'll receive:
- Outstanding customer service
- Access to innovative loan products
- Training & responsive processing
- An FHA-insured product to help senior clients supplement their retirement income
Testimonial
Dr. H. needed money to help pay for his wife's continued care in a healthcare facility and also, he needed to have money to pay for an in-home caregiver for himself. Dr. H was legally blind and "incapacitated when it came to daily house chores", and his caregiver was a blessing he did not want to lose. Dr. H had other assets, and in fact, he had a small trust fund set up for his children and grandchildren, but he was adamant about not wanting to touch these funds. He went to his local bank to take out a home equity loan and was told he did not qualify. So instead of giving up, he chose a reverse mortgage to pay for his wife's and his care. Within the month, Generation had secured a reverse mortgage for him!
View other Generation Mortgage customers discuss their reverse mortgage experts.
When it comes to understanding Reverse Mortgages, we have the answers and backing you can trust from our controlling shareholder, Guggenheim Partners. With our extensive industry experience, innovative reverse mortgage products and outstanding customer service, we will help your patients understand if a reverse mortgage could be their best option. By suggesting a Generation reverse mortgage, family caregivers have one less thing to worry about, and seniors can look forward to a happier life, at home.
The reverse mortgage proceeds generally do not affect seniors' federal benefits such as Social Security or Medicare. However, if they receive SSI, Medicaid, or other state benefits, these loan advances are counted as "liquid assets" if they're keep them in an account past the end of the calendar month in which they receive them. They could potentially lose their eligibility for these programs if total liquid assets (for example, money in savings and checking accounts) are greater than these programs allow.
Click here to request a Free Healthcare Brochure.
For a free estimate on how much your client may be eligible for, call:
Monte Howard
Director, Affinity Division
Toll Free 1. 877.300.5405
E-mail: affinity@generationmortgage.com
